The Governor of the Bank of Ghana (BoG), Johnson Asiama, has announced plans to establish fintech innovation hubs across the country to promote digital financial innovation and expand financial inclusion.
Speaking on the final day of the 3i Africa Summit 2026, Dr Asiama said the initiative is part of broader efforts to position Ghana as a leading hub for digital finance and innovation in Africa.
“We are committed to creating an ecosystem where innovation can thrive responsibly and inclusively,” he said.
According to Dr Asiama, the innovation hubs will support fintech startups and young innovators by providing the resources needed to develop, test and scale digital financial solutions that address gaps in Ghana’s financial system.
“The Bank of Ghana will establish fintech innovation hubs across the country to support young innovators and businesses developing solutions for the future of finance,” he stated.
He also revealed that the central bank is developing a dedicated legal and regulatory framework for fintech companies.
“We are also developing a dedicated legal and regulatory framework for fintechs to ensure clarity, investor confidence and responsible innovation,” he added.
Dr Asiama explained that the proposed framework will create a more supportive environment for fintech businesses while ensuring consumer protection, financial stability and regulatory compliance.
He stressed that stronger collaboration between regulators and innovators will be critical to the future of digital finance.
“The future of finance will depend on how quickly regulators and innovators can work together to scale responsible digital solutions,” he noted.
Dr Asiama further highlighted the importance of fintech and digital finance in expanding access to financial services, especially for underserved communities and small businesses.
The announcement comes at a time when calls are growing for deeper collaboration between regulators, financial institutions and technology firms to accelerate Africa’s digital transformation.
The 3i Africa Summit 2026 brought together policymakers, central bank officials, fintech leaders and investors from across the continent to discuss the future of digital finance, innovation and financial inclusion in Africa.
